BMW M SERIES CAR INSURANCE
The BMW M Series is sold in the M5 Competition Coupe avatar in India. The M5 has been derived from the long series, high-performance sedans manufactured by the German luxury automobile major. Available in a number of colours and advanced technical specifications, the M Series is a treat to luxury car enthusiasts. The roof of the M5 Competition Coupe is made from carbon fibre and reinforced plastic to promote recycling and the need to go ‘green’.
BMW M Series: Specifications
|Variants||M5 Competition Coupe|
|Engine Description||8-cylinder, TwinPower turbocharged 4.4-litre|
|Maximum Power||625PS @ 6,000rpm|
|Maximum Torque||750Nm @ 1,500rpm|
|Length x Width x Height||4,966mm x 1,903mm x 1,473mm|
|Fuel Tank||68 litres|
|Suspension||Front: Adaptive MBack: Integral rear axle and M-specific setup|
|Brake System||Front and rear disc brakes|
|Transmission||8-speed M Steptronic transmissionwith Drivelogic|
BMW M Series:Price
Ex-showroom price (New Delhi): The BMW M5 Competition Coupe commands a price of ₹1.55 crore. Customers are advised to check the exact price in their respective cities before buying.
BMW M Series Insurance Coverage
Third-party insurance: This is a basic car insurance policy and is mandatory by law in India. It pays for the damages inflicted upon a third-party individual or property due to a fault of the policyholder.
Comprehensive insurance: A comprehensive car insurance is an all-inclusive policy that covers third-party damages/losses. It also includes protection from unforeseen losses arising from natural calamities, riots, thefts, fire and accidents.
BMW M Series Add-On Covers
Zero depreciation: It’s also known as nil-depreciation cover. Such an add-on cover ensures that the policyholder gets full claim repairs carried out and/or parts changed. This add-on, however, is available only for cars up to three years old.
Roadside assistance (RSA): In case the car suffers a breakdown in the middle of a highway or a remote area, the RSA add-on cover can be of much help. RSA usually includes refueling, changing flat tyres, minor on-spot repairs, and even towing service to the nearest authorized garage.
No claim bonus (NCB) protection: The NCB is a discount given by the insurer to the policyholder for making no claims during the policy duration. NCB can be accumulated over the years and the discount typically ranges from 20 to 50 percent of the own damage premium.
Engine protection: This cover ensures that you don’t end up burning a hole in your pocket for the hugely expensive engine maintenance work that may be required. This add-on cover comes of immense help during heavy rains. The insurer pays for the repair/replacement of all major engine parts and electrical components.
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BMW M Series:Review
The cabin of the Competition Coupe in the BMW M Series offer exhaustive luxury features. It has Merino leather upholstery and heated, electrically adjustable seats. The car boasts of a 12.3-inch touchscreen infotainment display unit with Wi-Fi, a digital instrument cluster, four-zone climate control, head up display, and wireless phone charging. The leather-wrapped, multi-function Servotronic steering wheel offers the required tilting and telescopic adjustments to lend a supremely comfortable riding position irrespective of the driver’s height. The M5 Competition Coupe comes with specialized cruise control which keeps the car steady at high speeds. The car’s aerodynamic build enhances its visual appeal and also increases the functionality.
BMW MSeries: FAQs
Q: What is cashless insurance?
It is where the authorized motor garage is paid directly by the insurer for the repairs carried out. The policyholder only has to pay his/her share of the repair charges.
Q: In which garage can I get my car repaired in case of an accident?
Every insurer has a list of networked garages where you can get a cashless claim.
Q: What if I get my car repaired at an unauthorized garage?
You won’t get any insurance claim for carrying out repairs at such a garage. Worse still, it may void your policy.
Q: Are any of the add-on covers mandatory?
No. It entirely depends on the policyholder about which add-on cover he/she takes.